The wealth-building tools of the 1% — now for everyone
Compound likeSmart Money
High-net-worth individuals have used hedge funds and private equity to build generational wealth. Diversicap gives you the same tools, starting from just 100 €.
Investing involves risks including capital loss and limited liquidity. Past performance is not indicative of future results.
The wealth gap explained
What the wealthy know that you don't
The richest 1% allocate up to 50% of their portfolios to alternative investments. Until now, these strategies required €100,000+ minimums.
Typical retail portfolio
Limited diversification
HNWI portfolio
Smart Money allocation
45% in alternatives. That's the difference between average returns and building generational wealth. Diversicap unlocks these same opportunities for everyday investors.
Why alternatives?
Beyond stocks and bonds
Alternatives have historically delivered superior risk-adjusted returns and portfolio diversification benefits.
Higher returns
Private equity and hedge funds have outperformed public markets over most long-term periods.
Lower correlation
Alternatives move differently than stocks and bonds, smoothing portfolio volatility.
Downside protection
Many hedge fund strategies are designed to preserve capital during market downturns.
Global access
Invest alongside institutional investors in opportunities across sectors and geographies.
Our solutions
Institutional-grade investment vehicles
Choose from carefully curated strategies, each designed for a specific investor profile and risk appetite.
Alternative Investments
Access the same hedge funds and private equity vehicles used by family offices, pensions, and endowments.
From
100 €
Target return
9-15%
French Life Insurance
Tax-optimized Assurance Vie contracts with access to structured products and best-in-class active funds.
Tax advantage
After 8 yrs
Fund selection
200+
Luxembourg Life Insurance
The ultimate wealth structuring vehicle — multinational flexibility, creditor protection, and premium fund access.
Protection
Super privilege
Flexibility
Multi-currency
Get started in minutes
Three steps to Smart Money
Our streamlined digital process gets you investing in curated strategies faster than opening a bank account.
Create your account
Sign up in minutes with our fully digital onboarding. Complete your investor profile and suitability assessment.
Choose your strategy
Browse our curated selection of hedge funds, PE, and life insurance solutions. Review documentation and risk profiles.
Invest & grow
Subscribe from 100 € and track your portfolio in real-time. Receive quarterly reports and performance updates.
Trusted by a growing community
Join thousands of investors already building wealth the smart way.
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Registered investors
0M€+
Capital committed
0/5
Investor rating
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Minimum investment
Security & compliance
Regulated by design, secure by default
We've built Diversicap on a foundation of regulatory compliance and institutional-grade security. Your investments are protected by the same frameworks that safeguard the wealth of the ultra-rich.
Société de Gestion de Portefeuille
Our partner SGP is authorized by the AMF (French financial markets authority) to manage collective investments.
ACPR-accredited payments
All payment flows go through Lemonway, a payment institution regulated by the ACPR (French banking regulator).
Investor protection
Segregated accounts, transparent reporting, and full audit trails ensure your capital is always accounted for.
Autorité des Marchés Financiers
Market regulator
Prudential Supervision Authority
Banking regulator
Partner Asset Manager
Licensed manager
Lemonway
Payment services
Common questions
Everything you need to know
Clear answers to help you make informed decisions.
How can you offer hedge funds and PE from just 100 €?+
We partner with a regulated Société de Gestion de Portefeuille (SGP) that operates a mandate structure. By pooling capital from multiple investors, the SGP can meet institutional minimums while allowing individual participation from 100 €. This is the same mechanism used by pension funds and endowments.
What are the risks involved?+
Alternative investments carry risks including capital loss, limited liquidity, and long investment horizons. Hedge funds and PE typically have lock-up periods of 3-10 years. These products are suitable for investors who understand and accept these characteristics as part of a diversified portfolio strategy.
How is my money protected?+
Your payment flows through Lemonway, an institution accredited by the ACPR (French banking regulator). Investments are held in segregated accounts managed by our licensed SGP partner. We maintain full audit trails and provide transparent quarterly reporting.
What's the difference between your French and Luxembourg life insurance?+
French Assurance Vie offers tax advantages after 8 years and access to structured products. Luxembourg contracts provide the "super privilege" creditor protection, multi-currency flexibility, and access to institutional share classes — ideal for higher net worth investors seeking enhanced structuring.
Can I withdraw my investment at any time?+
Liquidity varies by product. Some hedge fund strategies offer quarterly or semi-annual redemption windows, while private equity investments are typically locked for 5-10 years with distributions as underlying companies are exited. Life insurance contracts have their own surrender terms. Full details are provided before you invest.
Who is Diversicap suitable for?+
Diversicap is designed for investors who understand that alternative investments involve risk and longer horizons, and want to diversify beyond traditional stocks and bonds. Our suitability assessment helps ensure each product matches your risk profile, investment horizon, and financial situation.
Ready to compound likeSmart Money?
Join over 1,250 investors who are already accessing hedge funds, private equity, and premium life insurance solutions — starting from just 100 €.
No credit card required • Free to create an account • Invest from 100 €